Fort Lauderdale Home Loans – Local Service, Lower Payments!

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Money Street Mortgage: Your Trusted Fort Lauderdale Mortgage Experts

Looking to buy or refinance in Fort Lauderdale? Whether you’re searching for a waterfront home in Las Olas, a condo in downtown, or a family home in Coral Ridge, Money Street Mortgage delivers lower payments, faster approvals, and true local expertise to help you navigate South Florida’s competitive market.

Why Fort Lauderdale Homebuyers & Owners Choose Us

🏡 Broward County Specialists – We know Fort Lauderdale neighborhoods from Victoria Park to Harbor Beach
⚡ Lightning-Fast Approvals – Pre-approvals in 24 hours, closings in 21 days or less
💰 Beat Big Bank Rates – We shop lenders to secure you the lowest possible rate
🌊 Waterfront Property Experts – Specialized financing for coastal homes and condos
🤝 Bilingual Service – English and Spanish-speaking loan officers

Fort Lauderdale Mortgage Solutions

1. First-Time Homebuyer Programs

  • 3% down conventional options

  • FHA loans with 580+ credit scores

  • Florida HFA and Broward County assistance programs

2. Luxury & Waterfront Financing

  • Jumbo loans up to $3 million+

  • Interest-only options for high-net-worth buyers

  • Special programs for yacht dockage homes

3. Condo & Townhome Loans

  • Approval for non-warrantable condos (common in downtown)

  • New construction financing

  • Expertise with HOA-heavy properties

4. Investment Property Loans

  • Short-term rental (Airbnb) financing

  • Fix-and-flip loans for investors

  • DSCR loans for rental properties

5. Fort Lauderdale Refinancing

  • Rate-and-term refinancing to lower payments

  • Cash-out refinancing for home improvements

  • VA IRRRL for military homeowners

Today’s Fort Lauderdale Mortgage Rates

Primary Residence Loans

  • Conventional 30-Year Fixed: 6.125% (APR 6.25%)

  • FHA 30-Year Fixed: 5.875% (APR 6.05%)

  • VA 30-Year Fixed: 5.625% (APR 5.80%)

Investment & Second Homes

  • Rental Property 30-Year: 6.75% (APR 7.00%)

  • Jumbo 7/1 ARM: 5.99% (APR 6.20%)

Lock in your rate before the next Fed meeting!

The Money Street Mortgage Advantage

  1. Local Market Mastery – We understand Fort Lauderdale’s unique coastal market

  2. Digital Convenience – Apply online, upload docs securely, eSign paperwork

  3. Fast Closings – Average 21 days from contract to keys

  4. Transparent Pricing – No hidden fees or surprises

What Fort Lauderdale Clients Say

⭐ “Money Street got me approved for my Las Olas condo when two big banks said no!” – Alexandra T.
⭐ “As a Canadian snowbird, their international buyer program made purchasing so easy.” – The Lefebvre Family
⭐ *”Refinanced my Coral Ridge home and lowered my payment by $400/month!”* – Robert K.

Get Started Today

📞 Call Now: 727-545-5626
💻 Apply Online: www.moneystreetmortgage.com

Se habla español – pregunte por nuestro equipo bilingüe.

Fort Lauderdale Mortgage FAQs

Q: What credit score do I need to buy in Fort Lauderdale?
A: As low as 580 for FHA, 620 for conventional, and no minimum for VA loans.

Q: How much are closing costs in Broward County?
A: Typically 2-5% of the loan amount – we provide exact estimates upfront.

Q: Can I buy a Fort Lauderdale home as a foreign investor?
A: Yes! We offer ITIN loans and international buyer programs.

Your Fort Lauderdale Home Awaits

At Money Street Mortgage, we help you:

✅ Secure the lowest possible rate
✅ Get approved faster than big banks
✅ Navigate Fort Lauderdale’s unique market

Don’t let rising rates price you out – lock in today!