Jacksonville Residents – Unlock the Best Mortgage Rates in Florida!

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Money Street Mortgage: Your Trusted Local Lender in JAX

Buying or refinancing in Jacksonville? Whether you’re looking for a riverside home in San Marco, a beach property in Atlantic Beach, or a family home in Mandarin, Money Street Mortgage delivers Florida’s most competitive rates with true Jacksonville expertise.

Why Jacksonville Homebuyers Choose Us

🏡 Duval County Specialists – We know JAX neighborhoods from Southside to Riverside
⚡ Lightning-Fast Approvals – Pre-approvals in 24 hours, closings in 21 days
💰 Beat the Big Banks – We shop lenders to secure you Jacksonville’s best rates
🌉 River & Beach Property Experts – Specialized financing for waterfront homes
🤝 Military-Friendly – Top VA lender for NAS JAX and Mayport families

Jacksonville Mortgage Solutions

1. First-Time Homebuyer Programs

  • 3% down conventional options

  • FHA loans with 580+ credit scores

  • Florida HFA and JAX down payment assistance

2. VA & Military Loans

  • 0% down for active duty and veterans

  • No PMI required

  • Fast closings for PCS moves

3. Jumbo & Luxury Loans

  • Financing up to $3 million+

  • St. Johns River waterfront specialists

  • Custom solutions for high-net-worth buyers

4. Investment Property Loans

  • Short-term rental financing for beach properties

  • Fix-and-flip loans for JAX investors

  • DSCR loans for rental properties

5. Jacksonville Refinancing

  • Rate reduction refinancing

  • Cash-out for home improvements

  • VA IRRRL for military homeowners

Today’s Jacksonville Mortgage Rates

Primary Residence Loans

  • Conventional 30-Year Fixed: 5.99% (APR 6.12%)

  • FHA 30-Year Fixed: 5.75% (APR 5.95%)

  • VA 30-Year Fixed: 5.50% (APR 5.70%)

Investment Properties

  • Rental 30-Year Fixed: 6.50% (APR 6.75%)

  • Jumbo 7/1 ARM: 5.875% (APR 6.10%)

Lock in your rate for 90 days – perfect for new construction!

The Money Street Mortgage Advantage

  1. Local Market Knowledge – From Riverside arts markets to Beach Haven’s growth

  2. Military Housing Experts – NAS JAX and Mayport relocation specialists

  3. Digital Convenience – Apply online, upload docs, eSign paperwork

  4. Transparent Process – No hidden fees or surprises

What Jacksonville Clients Say

⭐ “Money Street beat my credit union’s rate by 0.375% on my San Marco condo!” – Michael T.
⭐ “As a Navy family, their VA loan expertise made our PCS move seamless.” – The Johnson Family
⭐ “Closed on my Atlantic Beach investment property in 18 days – incredible service!” – Sarah K.

Get Started Today

📞 Call Now: 727-545-5626
💻 Apply Online: www.moneystreetmortgage.com

Military families: Ask about our special NAS JAX relocation benefits!

Jacksonville Mortgage FAQs

Q: What credit score do I need in Jacksonville?
A: As low as 580 for FHA, 620 for conventional, and no minimum for VA loans.

Q: How much are closing costs in Duval County?
A: Typically 2-5% of loan amount – we provide exact estimates upfront.

Q: Can I buy a Jacksonville home with rental income?
A: Yes! We offer investment property and house hacking loans.

Your Jacksonville Home Awaits

At Money Street Mortgage, we help you:

✅ Secure Northeast Florida’s best rates
✅ Get approved faster than big banks
✅ Navigate Jacksonville’s growing market

Don’t wait – JAX home prices are rising! Lock in today.