Kissimmee First-Time Buyers: Easy Mortgages Near Disney & Beyond!
Money Street Mortgage: Your Trusted Local Lender in Kissimmee
Dreaming of owning your first home in Kissimmee? Whether you want to live near Disney, in the growing community of Celebration, or near the bustling 192 corridor, Money Street Mortgage makes homebuying easy and affordable with first-time buyer programs, low down payments, and expert guidance.
Why Kissimmee First-Time Buyers Love Us
✅ Local Experts – We know Osceola County neighborhoods inside and out
✅ Low Down Payments – Options as low as 3% down (or 0% with VA)
✅ First-Time Buyer Specialists – Patient, step-by-step guidance
✅ Fast Pre-Approvals – Get approved in 24 hours or less
✅ Disney & Tourism Worker Programs – Special financing for hospitality employees
Kissimmee First-Time Buyer Loan Options
1. FHA Loans (3.5% Down)
✔ Credit scores as low as 580
✔ Lower debt-to-income requirements
✔ Gift funds allowed for down payment
2. Florida HFA Loans
✔ State-assisted down payment help
✔ Below-market interest rates
✔ Forgivable second mortgages
3. VA Loans (0% Down)
✔ Exclusive benefit for military & veterans
✔ No mortgage insurance
✔ Flexible credit requirements
4. Conventional 97 (3% Down)
✔ For buyers with good credit (620+)
✔ Lower mortgage insurance costs
✔ Works for single-family homes & condos
5. USDA Loans (0% Down)
✔ Available in Kissimmee’s eligible areas
✔ No down payment required
✔ Low mortgage insurance costs
How Much Home Can You Afford in Kissimmee?
| Loan Type | Down Payment | Estimated Price Range |
|---|---|---|
| FHA | 3.5% | 350K |
| Conventional 97 | 3% | 400K |
| VA/USDA | 0% | 450K |
Based on median Kissimmee incomes – actual terms vary by buyer
The Money Street Mortgage Advantage
Easy Online Application – Start anytime, anywhere
Fast Pre-Approval – Get your letter in 24 hours
Realtor Recommendations – Work with Kissimmee’s best agents
Smooth Closing – We handle the paperwork stress-free
What Kissimmee Buyers Say
⭐ “As a Disney cast member, I never thought I could afford a home. Money Street made it happen!” – Jessica R.
⭐ “They helped me buy my first home near Margaritaville with only 3% down!” – Miguel S.
⭐ “The Florida HFA program saved me thousands. So glad I went with Money Street!” – The Thompson Family
Get Pre-Approved Today!
📞 Call Now: 727-545-5626
💻 Apply Online: www.moneystreetmortgage.com/
Hablamos Español – Pregunte por nuestro equipo bilingüe.
Kissimmee First-Time Buyer FAQs
Q: How much do I need to save for closing costs?
A: Typically 2-5% of the home price – but some programs offer assistance!
Q: Can I buy with student loan debt?
A: Yes! We help structure loans for buyers with student loans.
Q: Are there homes near Disney for first-time buyers?
A: Absolutely! Celebration, Reunion, and ChampionsGate have great options.
Your Kissimmee Dream Home Awaits!
At Money Street Mortgage, we specialize in helping first-time buyers in Osceola County with:
✅ Low down payment options
✅ Friendly, patient guidance
✅ Fast pre-approvals
Don’t wait – Kissimmee homes sell fast! Get pre-approved toda