Money Street Mortgage: Central Florida’s Trusted Mortgage Partner

As Orlando’s premier home loan provider, we specialize in helping buyers navigate our unique housing market. From downtown condos to family homes in Lake Nona, our team of Central Florida natives understands what it takes to get your offer accepted in today’s competitive market.

Why Orlando Homebuyers Choose Money Street Mortgage

True Local Expertise

  • Born-and-raised Orlando loan officers who know every neighborhood

  • Specialized knowledge of HOA communities and new construction

  • Understanding of Orlando’s unique market trends

Fast Approvals for Competitive Offers

  • Pre-approval letters issued same-day

  • Average closing in 21 days (15 days for VA loans)

  • Digital application with eSign capabilities

Best Rates in Central Florida

  • We consistently beat big bank rates

  • Special programs for Disney Cast Members and healthcare workers

  • Transparent pricing with no hidden fees

Orlando-Specific Loan Programs

First-Time Homebuyer Solutions

  • Orange/Osceola County down payment assistance

  • Florida HFA loans with below-market rates

  • FHA loans with 3.5% down payment

New Construction Financing

  • Builder incentive matching

  • One-time close construction loans

  • Special rate lock programs

Disney & Hospitality Employee Programs

  • Unique underwriting for variable income

  • Special down payment assistance

  • Cast Member preferred pricing

Investment Property Loans

  • Short-term rental (Airbnb) financing

  • Conventional rental property loans

  • Fix-and-flip rehab loans

Today’s Orlando Mortgage Rates

Primary Residence Loans

  • Conventional 30-Year Fixed: 6.00% (APR 6.15%)

  • FHA 30-Year: 5.75% (APR 5.95%)

  • VA 30-Year: 5.50% (APR 5.70%)

Investment Properties

  • Rental 30-Year: 6.50% (APR 6.75%)

  • DSCR Loans: 7.00% (APR 7.25%)

*Lock your rate for 90 days – perfect for new construction!*

The Orlando Homebuyer Advantage

Neighborhood Knowledge

  • School district expertise

  • Growth corridor insights (Lake Nona, Winter Garden)

  • HOA community experience

New Construction Specialists

  • Builder relationship discounts

  • Construction-to-permanent loans

  • Phase release expertise

Local Workforce Programs

  • Disney Cast Member benefits

  • Hospital employee discounts

  • Teacher homebuyer programs

What Our Orlando Clients Say

“Money Street helped me buy my first home near Disney with their Cast Member loan program. They understood my unique work schedule and income.” – Jessica T.

“As a travel nurse, I needed flexible underwriting. They got me approved for a great home in Doctor Phillips in just 2 weeks!” – Mark R.

“Finally a lender who understands Orlando’s new construction market. They matched the builder’s incentives and got me a better rate.” – The Patel Family

Start Your Orlando Home Loan Today

Apply Online in Minutes
Our Orlando-specific digital application takes less than 10 minutes

Call Our Orlando Office
727-545-5626 – Speak with a local loan officer

Visit Our Millenia Office
123 Orlando Ave, Suite 456
Open weekdays 8am-7pm, Saturdays 10am-2pm

Orlando-Specific FAQs

What’s different about Orlando’s housing market?

  • Many new construction communities

  • Competitive offers require fast approvals

  • HOA communities have unique requirements

  • Short-term rental investment opportunities

Do you work with Disney employees?
Yes! We offer:

  • Cast Member loan programs

  • Flexible underwriting for variable income

  • Special down payment assistance

What about new construction financing?
We specialize in:

  • Builder incentive matching

  • Extended rate locks

  • Construction-to-permanent loans

Your Orlando Mortgage Experts

At Money Street Mortgage, we combine local market knowledge with cutting-edge technology to give you:

  • Orlando’s most competitive rates

  • Lightning-fast approvals

  • Specialized programs for local workers

  • Ongoing support through closing

Don’t let Orlando’s growing market price you out – get pre-approved today!