Tampa Bay Homebuyers: Get Pre-Approved in as Little as 24 Hours!

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Money Street Mortgage: Your Trusted Tampa Bay Mortgage Lender

Buying a home in Tampa Bay? Whether you’re looking for a waterfront property in St. Petersburg, a suburban home in Wesley Chapel, or an investment property in Ybor City, Money Street Mortgage delivers lightning-fast pre-approvals and competitive rates to help you compete in Tampa’s hot housing market.

Why Tampa Bay Homebuyers Choose Us

Local Market Experts – We know Tampa Bay neighborhoods from Clearwater to Riverview
24-Hour Pre-Approvals – Get your letter fast to make strong offers
Lowest Rates in the Bay Area – We shop lenders to save you money
Specialized Loan Programs – First-time buyers, investors, and relocating professionals
Stress-Free Process – Digital applications, clear communication, and fast closings

Tampa-Specific Mortgage Solutions

1. First-Time Homebuyer Programs

  • 3% down payment options

  • Florida HFA and Tampa down payment assistance

  • Credit coaching for buyers new to the market

2. Conventional Loans

  • Competitive rates for buyers with good credit

  • Low PMI options

  • Jumbo loans for luxury properties

3. VA Loans (0% Down)

  • Special benefits for MacDill AFB personnel and veterans

  • No PMI required

  • Flexible credit requirements

4. FHA & USDA Loans

  • 3.5% down (FHA) or 0% down (USDA)

  • Great for buyers with limited savings

  • Available in rural areas like Plant City and Wimauma

5. Investment Property Loans

  • Financing for rentals, Airbnbs, and fix-and-flips

  • DSCR loans for investors

  • Portfolio loan options

6. Tampa Refinancing

  • Lower your rate or payment

  • Cash-out for home improvements

  • VA IRRRL streamline refinances

Today’s Tampa Bay Mortgage Rates (Sample Rates – Updated Daily)

Primary Residence Loans
30-Year Fixed: 6.125% (APR 6.25%)
FHA 30-Year: 5.875% (APR 6.05%)
VA 30-Year: 5.625% (APR 5.80%)

Investment & Second Homes
Rental Property: 6.75% (APR 7.00%)
Fix-and-Flip: 7.50% (APR 7.75%)

Lock in your rate before the next Fed meeting!

How Our Tampa Mortgage Process Works

  1. Fast Pre-Approval – Apply online in minutes, get approved in 24 hours or less

  2. Find Your Dream Home – Work with our trusted Tampa Realtor partners

  3. Underwriting & Approval – Smooth process with a dedicated loan officer

  4. Quick Closing – Sign docs and get your keys!

What Tampa Bay Clients Say

“Got my pre-approval in 4 hours and won a bidding war in South Tampa!” – Daniel K.
“As a MacDill AFB relocator, they made VA financing so easy.” – Sarah M.
“Best lender for investors—helped me finance 3 rental properties in St. Pete!” – Marcus T.

Get Pre-Approved Today!

Call Now: 727-545-5626
Apply Online: www.moneystreetmortgage.com/tampa
Visit Us: 123 Tampa Bay Blvd, Suite 456

Military? Ask about our MacDill AFB buyer benefits!

Tampa Bay Mortgage FAQs

Q: How fast can I get pre-approved?
A: Many borrowers get pre-approved in 24 hours or less!

Q: What credit score do I need?
A: As low as 580 for FHA, 620 for conventional, and no minimum for VA loans.

Q: Can I buy a home with an Airbnb in mind?
A: Yes! We offer short-term rental financing for investors.

Your Tampa Bay Dream Home Awaits

At Money Street Mortgage, we’re Tampa Bay’s fastest and most trusted mortgage lender. Whether you’re buying in Hyde Park, Westchase, or Dunedin, we’ll help you:

Get pre-approved fast
Secure the lowest rates
Close quickly in a competitive market

Don’t wait—Tampa’s market moves fast! Get pre-approved today.