West Palm Beach Home Loans – Sunshine State Financing Made Simple!

Money Street Mortgage: Your Trusted Local Lender in West Palm Beach

Buying a home in beautiful West Palm Beach? Whether you’re looking for a waterfront condo in Palm Beach, a family home in Wellington, or an investment property in downtown WPB, Money Street Mortgage makes Florida home financing simple with competitive rates and expert local service.

Why West Palm Beach Homebuyers Choose Us

Palm Beach County Specialists

• Born-and-raised local loan officers

• Expertise with coastal properties and flood zones

• Knowledge of all neighborhoods from Jupiter to Boynton Beach

Fastest Approvals in South Florida

• Pre-approvals in 24 hours or less

• Average closing in 21 days

• Digital application process

Best Rates in Palm Beach County

• We beat big bank rates

• Low or no origination fees

• Special programs for retirees and snowbirds

West Palm Beach Mortgage Programs

1. Luxury Home Financing

• Jumbo loans up to $5 million

• Waterfront property specialists

• Interest-only options available

2. First-Time Homebuyer Solutions

• Down payments as low as 3%

• Palm Beach County homebuyer assistance

• FHA loans with 580+ credit scores

3. Retiree & Snowbird Programs

• Asset-based loan approvals

• Second home financing

• No employment income required

4. Condo & Townhome Loans

• Special approval for coastal condos

• Expertise with HOA communities

• New construction financing

5. Investment Property Loans

• Short-term rental financing

• Fix-and-flip loans

• Portfolio lending options

Today’s West Palm Beach Rates

Primary Residence Loans
30-Year Fixed: 6.00% (APR 6.15%)
FHA 30-Year: 5.75% (APR 5.95%)
VA 30-Year: 5.50% (APR 5.70%)

Luxury & Investment Properties
Jumbo 30-Year: 6.25% (APR 6.40%)
Rental Property: 6.75% (APR 7.00%)

Lock in your rate for 90 days!

The Money Street Mortgage Advantage

1. Local Market Knowledge

   • Understands Palm Beach County’s unique market

   • Flood zone and insurance expertise

   • School district and neighborhood guidance

2. Fast, Digital Process

   • Apply from anywhere

   • Secure document upload

   • eSign capabilities

3. Personalized Service

   • Dedicated loan officer

   • Clear communication

   • Available evenings and weekends

What Our West Palm Beach Clients Say

“Money Street helped us buy our dream home in Palm Beach Gardens. Their knowledge of the area was invaluable.” – The Wilson Family

“As a retiree from New York, I appreciated their expertise with snowbird financing. Made the process so easy!” – Robert T.

“Got pre-approved in one day and closed on my downtown WPB condo in 3 weeks. Highly recommend!” – Jessica M.

Get Started Today

Apply Online in Minutes
Simple digital application

Call Our WPB Office
727-545-5626

Visit Our Clematis Street Location
123 Clematis Street, Suite 456
West Palm Beach, FL 33401

West Palm Beach Mortgage FAQs

Q: What’s different about buying in West Palm Beach?
A: Coastal properties often have special insurance requirements, and many communities have strict HOA rules.

Q: Do you work with Canadian buyers?
A: Yes! We specialize in financing for international buyers and snowbirds.

Q: How much are closing costs in Palm Beach County?
A: Typically 2-5% of the loan amount. We provide a detailed estimate upfront.

Your West Palm Beach Mortgage Experts

At Money Street Mortgage, we combine local expertise with cutting-edge technology to deliver:

• The most competitive rates in Palm Beach County

• Lightning-fast approvals

• White-glove service from application to closing

Don’t wait – West Palm Beach’s desirable properties sell quickly! Get pre-approved today.